Our Services
Professional Insurance
Cyber Security Insurance
Cybersecurity threats are escalating, and no business, regardless of its size, is immune to these risks as cybercriminals become increasingly skilled.
Cyber insurance can help cover the financial losses resulting from cyber attacks, data breaches, and other digital threats. This coverage may also include legal costs that arise from such incidents. It’s important to note that a cyber attack can impact your business in ways beyond just financial loss. If your customers’ personal information is compromised, it can harm your intellectual property and damage your reputation.
Taking proactive steps to safeguard your business is essential.
Management Liability
As a business owner, it’s crucial to understand that you may personally be liable for any violations of the Corporations Act—whether real or alleged.
This vulnerability doesn’t only affect large corporations; small and medium-sized businesses and their leaders are equally at risk. Management Liability insurance can help cover the costs associated with investigating, defending, or settling claims made against your business. These claims may arise from mistakes or intentional actions, including fraud, committed by your company or its directors, officers, or employees.
Professional Indemnity
Professional Indemnity Insurance protects your business against claims made by clients who allege they have suffered financial loss due to your negligence or a breach of professional duty related to the services you provide.
Not only can such claims lead to costly lawsuits, but they can also damage your business’s hard-earned reputation. This type of insurance is essential for businesses that offer professional services or advice. Similar to public liability insurance, which covers third-party injuries or property damage, professional indemnity insurance addresses claims that arise from mistakes, omissions, or negligence in your advice or services.
Business Insurance
Public liability
Public liability insurance protects you in situations where an accident causes injury to a third party or damages their property, for which you may be held liable. This coverage can be costly if claims arise.
The policy provides financial support for legal costs associated with defending against a claim, as well as any compensation awarded to the affected third party. It safeguards your business from potential financial loss.
Business Insurance
A Business Insurance package protects your business from liability and unexpected events. It can cover damage to your property from fire, storms, and cyclones, as well as public liability, theft, Business Interruption, damage to electronic equipment, machinery breakdown, and glass breakage.
Business package policies are flexible and can be adjusted to fit your needs.
Tradies Insurance
Single coverage or Combined packages can be tailored to your needs.
Liability, Management Liability, Contract Works, Tools of Trade, Commercial Motor, Machinery & Plant, Vehicles, Trailers & Professional Indemnity.
Contract Works
Contract Works and Construction Insurance provides coverage for risks associated with the building and construction industry, including civil, commercial, and residential projects.
Damaged Property: This coverage protects against loss or damage to the insured construction project due to perils such as fire, storms, or vandalism.
Public and Products Liability and Extra Costs: This includes protection against third-party personal injury or property damage, as well as additional costs incurred, such as the replacement of tools, escalation costs, and removal fees.
Natural Disasters: This coverage encompasses protection against a range of natural disasters, including cyclones, bushfires, earthquakes, floods, water damage, subsidence and landslips, storms, tsunamis, and wind damage.
Commercial Strata
Insurance for commercial strata is specifically designed to cover common areas as outlined in the property’s title.
This includes communal property such as driveways, lifts, and pools, protecting against damage or destruction of the building. Additionally, strata insurance must provide liability coverage in case of personal injury connected to the insured property. Legislation in every state and territory mandates that commercial strata title properties maintain strata insurance.
Residential Strata
Each state and territory has different laws, but residential strata insurance covers common areas listed on the property title, such as lawns, driveways, lifts, and pools.
It protects against theft, storms, water damage, fire, and accidental damage. This insurance covers repair and replacement costs for unexpected incidents, providing financial protection for unit owners and owners corporations. It also includes liability coverage for personal injuries related to the insured property.
Farm Package
We offer customised insurance solutions designed to meet the needs of farms of all sizes, from small-scale operations to large agricultural enterprises and major primary producers.
Our coverage includes:
• Farm Property
• Farm Machinery
• Business Interruption
• Farm Liability
• Home and Contents
• Transit
Let us help you protect your farming business with the right insurance coverage.
Commercial Motor Insurance
Commercial Motor - Transport & Logistics
Commercial Motor information
• Prime Movers
• Trucks
• Trailers
• Mobile Plant & Machinery
• Commercial Motor Fleets
• Light Commercial Vehicle Fleets (sedans, Utes, 4WD’s & Vans)
• Buses & Transport Operators
No matter what industry you operate in, we have access to many insurers and can offer a tailored solutions for you:
• Earthmoving & Civil Contractors
• Dangerous Goods
• Building and Construction
• Mining & Other High Risk Industries
• Farming & Agriculture
General Insurance
General Insurance
Home and Contents
• Building – Insurance Council of Australia Building Sum Insured Calculator
• Contents – Insurance Council of Australia Building Sum Insured Calculator
• Residential Landlords
• Motor Vehicle